Alpine Bank Health Savings Accounts

Make your health a priority with this smart account that lets you save for qualifying medical expenses.


 No "Use It or Lose It" Policy 
 HSA Debit Card


Works in conjunction with a high-deductible health care plan (HDHP), earn interestand save money to pay for medical-related expenses including:

- Doctor visits
Prescription medication
Surgeries and operations
And more

Contributions can be made by you, your employer or a third party

Unused funds remain in account year after year; no “use-it-or-lose-it” policy

Keep your HSA in your name, regardless of career or life changes

Access funds easily with an HSA Visa® debit card

No opening fee; $15 closing fee

Avoid the $2 monthly maintenance fee by maintaining a minimum balance of $3,000

Visit the IRS site to learn more about HSAs.


Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.



1Please see a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.


Our Mission
To help our customers, employees, shareholders and community members achieve their dreams.

Our Core Values
Integrity • Independence • Community • Compassion • Loyalty

Our History
Employee-owned and locally operated, Alpine Bank has been a part of Colorado since 1973. With 40 convenient locations from Durango to Denver, including Front Range branches in Denver's Union Station, Cherry Creek, Denver Tech Center neighborhoods and Boulder, Alpine Bank serves 140,000 customers with personal, business, wealth management*, mortgage and electronic banking services. Alpine Bank’s newest Front Range branch in Boulder, serves Boulder area customers from our new location at 2375 Canyon Blvd. Our new LEED Gold-certified building, conveniently located at Canyon and Folsom, will feature a rooftop 21.6 kwh solar system among its many sustainable building attributes. Visit our Boulder page and meet the team. While we are a growing company, we’re also forever committed to remaining the true community bank we’ve always been.

At Alpine Bank, the employees and the culture make the difference. Many of our employees and managers have been with Alpine Bank for 10 years or longer. This dedication allows us to build long-term community and customer relationships — in fact, many of our original Board of Directors still serve, including Alpine Bank founder and Chairman Bob Young.

Because we are not a national banking chain, our size and streamlined organizational structure provide us the ability to make local decisions promptly.

We have a strong sense of social and environmental responsibility that affects all areas of our operation at Alpine Bank. Our commitment to the communities we serve is substantial, and our employees give generously of their time and talents.


*Products of our wealth management service are not FDIC insured, may lose value, and are not bank guaranteed.

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